The vast majority of elderly people who receive assistance (80%) live in private homes in the community, not in institutions. They prefer comfort care in their own homes. Most children agree that it is important in helping seniors remain independent. However, because of other responsibilities, in home care is not always possible.
In a study by Genworth Financial, more than half of all respondents (55%) reported that their greatest fear regarding a long-term care illness or other medical event was being a burden on their family. Senior home care specialists can help when family members are unable to. Certified caregivers can give quality care for your loved ones. They can help with more than medical needs. Home care assistance also includes shopping, cleaning, and in-home companionship. This all depends upon what the insurance covers.
Unfortunately, more than 90% surveyed have not talked about critical long-term care issues with their spouse/partner, aging parents or adult children. Long-term care insurance may not cover all the needs of your loved one. It is very important that these discussions take place in a timely manner. It is advantageous that you educate yourselves about what the senior care in home care options are.
Not all patients that require home care are seniors. Many families have one or more children that have disabilities, requiring home helpers. Research shows that 65.7 million family and informal caregivers provide care to someone who is disabled, ill, or aged in the United States. For most families, it is very beneficial to find out what their insurance covers in regards to in home care for them to be financially stable.
Most people vastly underestimate the likelihood they will require long-term care (According to Age Wave). While 37% of people age 50+ believe they may need long-term care in the future, but the reality is that twice as many eventually will (70%). It is beneficial to get the facts regarding in home care before the need arises. It is good to know that Those who received in-home care visited the doctor 25% fewer times than those that didn’t receive in-home care.